Know your coverage and costs

Last updated on October 2, 2024

Discover ways to save

From choosing generics to changing quantities, there are many ways to lower your prescription drug costs. Visit the Savings Center or use the Drug Pricing tool to find the best price.

Optum Rx Drug Pricing

See what your medication would cost at different pharmacies.

Searching medication

Enter a medication name into the search field or select a medication from your current prescription list to find pricing.

Compare and save

Medication costs vary from pharmacy to pharmacy. Find the lowest prices through home delivery or at a pharmacy near you. Scroll through the priority pricing to find the lowest cost for brand-name and generic medication.

See what’s covered

Knowing if your plan will pay for a medication can help you manage your overall spending.

How do I know if a medication is covered?

You can search for a medication in the Drug Pricing tool. If the drug is covered, the tool will show pricing at different pharmacies. If it’s not covered, a Drug not covered message will appear. This means your insurance will not pay for that medication.   

Note: While your plan may not cover a brand-name medication, it may pay for the generic version of that prescription drug.

Prescription drug list

A prescription drug list, also known as a formulary, includes all medications covered by your plan. These lists help prescribers and their patients choose cost-effective treatments that can treat a health condition. Enter a medication to see if it’s on your plan’s prescription drug list. You can also search alphabetically or browse by therapeutic class.

Prescription drug list FAQ

A prescription drug list does not include all medication that is available. Optum® Rx regularly reviews medication for safety, effectiveness and cost. When appropriate, medication is added or removed from prescription drug lists. For example, lists are changed when a company launches a new drug or recalls one due to safety issues.

Contact your prescriber to discuss your options. They can submit a prior authorization for your current medication or change your prescription to an alternative prescription drug.

If your plan allows members to download the prescription drug list, a link to download a PDF will appear beneath the search bar on your Prescription drug list page.